Those who qualify generally have a “good to excellent” credit score, and a stable income. If your credit is “fair” you still may be able to qualify.
There is no charge to see if you pre-qualify for funding.
That all depends on what type of loan product you require. Some loans are funded within days and others take considerably longer. That being said, we always strive to make the process as short as possible.
We don’t like “Spam Likely” calls anymore than you do. We are not selling your information to a third party. It will be your choice when to talk to us.